EFFECTIVENESS OF STATE-OWNED CREDIT GUARANTEE CORPORATION IN INDONESIA: COST AND BENEFITS TO SMALL AND MICRO ENTERPRISES

Suryani, Embun (2015) EFFECTIVENESS OF STATE-OWNED CREDIT GUARANTEE CORPORATION IN INDONESIA: COST AND BENEFITS TO SMALL AND MICRO ENTERPRISES. EFFECTIVENESS OF STATE-OWNED CREDIT GUARANTEE CORPORATION IN INDONESIA: COST AND BENEFITS TO SMALL AND MICRO ENTERPRISES, 6 (5). pp. 42-56. ISSN 2229-6158

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Abstract

The purpose of this study is to investigate the effectiveness of the State-owned Credit Guarantee Corporation (CGC) in Indonesia by exploring a costs and benefits analyses. A survey method was conducted in 2014, and the respondents were selected from the tourism industry in Lombok Island. The result showed that Indonesian CGC had an efficient operation related to the ability of guarantee fee to cover claims and total operating costs. Guaranteed loans could increase sales and profit of the SMEs, however, could not raise employments growth significantly. Moreover, social capital had an important role for the effectiveness operation of the CGC.

Item Type: Article
Keywords (Kata Kunci): Credit Guarantee Schemes (CGSs), cost and benefit, Small and Medium Enterprises (SMEs)
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi
Depositing User: Mrs Embun Suryani
Date Deposited: 05 Jan 2022 06:54
Last Modified: 05 Jan 2022 06:54
URI: http://eprints.unram.ac.id/id/eprint/26907

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