Tajidan, Tajidan (2019) TURNITIN: The Study of the Effect of Small Business Credit Scheme on the performance of Corn Farming In North Lombok Regency – Indonesia. IOSR, Journal of Business and Management.
|
Text
The Study of the Effect.pdf Download (2MB) | Preview |
Abstract
This research is aimed at: (1) determining the farmers’ behavior in utilizing and allocating the use of the Small Business Credit Scheme for and their own capital in the financing of corn farming;(2) determining the effect of the using Small Business Credit Scheme on corn farming productivity; (3) finding of Break-Even Point of corn farming; (4) analyzing the effect of the Small Business Credit Scheme on corn farming performance; (5) determining the loyalty of farmers in complying the credit agreement with banking institutions. The respondents of this research were 84 farmers granted with Small Business Credit Scheme from Bank NTB selected through an open sampling technique. The data were collected through interviews, desk study, and observation. The data and the information were analyzed using statistical description, break-even point, and rentability. The research showed that (1) farmers optimize the use of production facilities along with the constraints caused by the financial scheme of Small Business Credit Scheme together with their own capital; (2) Small Business Credit The scheme could improve the production as high as 65.84% up to 69.27%; (3) Break-Even Point revenue is IDR 9.285.250/ha, Break-Even Point production is 2.857 kg/ha at the farmer's level of price at IDR 3.250/kg; (4) Small Business Credit Scheme had a positive effect on the performance of corn farming as from 5.910 kg/ha to 8.375 kg/ha of dry peel harvest; (5) farmers have a high level of loyalty (> 90%) in fulfilling the agreement to pay back the credit.
| Item Type: | Other |
|---|---|
| Keywords (Kata Kunci): | break even point, dry peel harvest, financiang, loyalty, productivity, |
| Subjects: | S Agriculture > S Agriculture (General) |
| Divisions: | Fakultas Pertanian |
| Depositing User: | Dr.Ir.MS Tajidan Tajidan |
| Date Deposited: | 03 Jun 2022 12:01 |
| Last Modified: | 03 Jun 2022 12:01 |
| URI: | http://eprints.unram.ac.id/id/eprint/29130 |
Actions (login required)
 |
View Item |
