Tajidan, Tajidan and Sahidu, Arifuddin and Karyadi, Lalu Wiresapta and Suadnya, I Wayan (2019) THE STUDY OF THE EFFECT OF SMALL BUSINESS CREDIT SCHEME ON THE PERFORMANCE OF CORN FARMING IN NORTH LOMBOK REGENCY INDONESIA;. The Study of the Effect of Small Business Credit Scheme on the Performance of Corn Farming In North Lombok Regency – Indonesia, 21 (3). pp. 25-37. ISSN 2278-487V
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Abstract
This research is aimed at: (1) determining the farmers’ behavior in utilizing and allocating the use of Small Business Credit Scheme for and their own capital in financing of corn farming;(2) determining the effect of the using Small Business Credit Scheme on corn farming productivity; (3) finding of Break Even Point of corn farming; (4) analyzing the effect of Small Business Credit Scheme on corn farming performance; (5) determining the loyalty of farmers in complying the credit agreement with banking institutions. The respondents of this research were 84 farmers granted with Small Business Credit Scheme from Bank NTB selected through open sampling technique. The data were collected through interviewe, desk study, and observation. The data and the information were anlyzed using statistical descriptive, bereak even pont and rentability. The research showed that (1) farmers optimize the use of production facilities along with the constraints caused by the financial scheme of Small Business Credit Scheme together with their own capital; (2) Small Business Credit Scheme could improve the production as high as 65.84% up to 69.27%; (3) Break Even Point revenue is IDR 9.285.250/ha, Break Even Point production is 2.857 kg/ha at the farmers level of price at IDR 3.250/kg; (4) Small Business Credit Scheme had positive effect on performance corn farming as from 5.910 kg/ha to 8.375 kg/ha of dry peel harvest; (5) farmers have a high level of loyalty (> 90%) in fulfilling the agreement to pay back the credit.
| Item Type: | Article |
|---|---|
| Keywords (Kata Kunci): | break even point, dry peel harvest, financiang, loyalty, productivity, |
| Subjects: | S Agriculture > S Agriculture (General) |
| Divisions: | Program Studi Ilmu Komunikasi |
| Depositing User: | Ir. i Wayan Suadnya, M.Agr.Sc.,Ph.D. |
| Date Deposited: | 20 Jul 2023 04:39 |
| Last Modified: | 20 Jul 2023 04:39 |
| URI: | http://eprints.unram.ac.id/id/eprint/41427 |
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